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Book Now. Pay Over Time

Spread the cost of your trip over low monthly payments.

Experience Buyer's Joy

Feel good about what you book and how you pay for it. With Flex Pay, you can make thoughtful purchases and pay for them in bite-sized pieces while keeping yourself on budget.

  • Low Monthly Payments

    Budget-friendly loan options

  • Easy Application

    Quick decision

  • Surprise-Free

    No late fees or prepayment penalties

  • Easy AutoPay

    No payment dates to remember

How Flex Pay works

  • 1
    Select Flex Pay at Checkout Add your trip to the cart just like you normally would. When you are ready to book, choose Flex Pay as your form of payment.
  • 2
    Quick and Easy Provide a few pieces of information and receive a quick decision.
  • 3
    Enjoy NowEnjoy your trip now and pay for it over time with low monthly installments.

Frequently Asked Questions

What is Flex Pay?

Flex Pay, formerly known as Uplift, gives you the freedom to purchase what you want now and pay over time with simple fixed installments. Some plans include interest while some are interest-free. When you're ready to check out, just select Flex Pay as your payment method, complete a short application, and receive a quick decision. Choose the terms of your payment plan, finish checking out, and enjoy your purchase. Then, pay over time with simple, no-surprise monthly payments.

How do I apply?

Shop for your items and add them to your cart just like you normally would. When you are ready to checkout, simply select Flex Pay as your payment method. To apply, you'll need to provide some basic information like your mobile number, date of birth, and if you are a US resident, your Social Security Number. If you're approved, finish checking out and you're done.

How are my loan term offers determined?

We look at a number of factors, including your credit information, purchase details, and more.

How do I make a payment on my loan through Flex Pay by Upgrade?

You have the flexibility to make payments in a number of different ways.

View your Upgrade account online or in the App and review your upcoming installments under the "Loans" tab in your account.

Set up auto-pay or, for one-time payments that you'll make each month, you can:

•   Pay online in your dashboard
•   Pay by mail: send a personal check, cashier's check, or money order

To manage your loan through Flex Pay, you'll first need an Upgrade account. If you're new to Upgrade, you can create your account here to get started.

I purchased a trip using Flex Pay, can I travel before it's paid off?

Yes! You do need to allow a few days between booking and your departure date for things to process. Other than that, you are free to travel whenever - even before you're all paid off.

What is your Privacy Policy and Terms of Use?

You can read our Privacy Policy at Upgrade.com/flex-pay/privacy and Terms of Use at upgrade.com/flex-pay/terms.

*Down payment may be required. Actual terms are based on your credit score and other factors and may vary. APRs range from 0% to 36%. Minimum $100 purchase required. Not everyone is eligible. Loans made through Flex Pay by Upgrade are offered by these lending partners: Flex Pay Lenders. Privacy Policy. Terms of Use. Upgrade, Inc. (NMLS #1548935) holds the following state licenses and does business under the following DBAs. 275 Battery St 23rd floor, San Francisco, CA 94111